OUR STRUCTURE ALLOWS US TO BE MORE FLEXIBLE

Capitalized by private investors, we are not bound by banking regulations that limit how much, to whom, and in what form we can lend. Instead, our approach to credit decisions is based on our borrowersā€™ needs and merits in totality and our ability to structure debt solutions that are appropriate, fair and agreeable for both sides of the partnership. As a result, we can often provide higher credit with more flexible structuring than our banking counterparts.